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Normal Timeline: From as little as 20 minutes up to 3 business days [depending if you can provide all the necessary information for your original student loans at the time of application] and whether or not you have a cosigner.
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Information You’ll Need to Successfully Complete the Application:
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Personal info (such as name, date of birth, drivers license, and social security number)
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Personal info for your reference (reference cannot be cosigner)
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Employment information and income documentation for either the borrower or cosigner (if applicable)
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Graduation verification documentation (borrower only)
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Loan account number, loan balance or payoff amount, curent interest rate, remaining term, and servicer information for each loan being refinanced
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If applying with a co-borrower, you’ll want to have them present. The co-borrower will also need to provide the same type of personal information as the student borrower. If they cannot be present, you should have their primary email address on hand - we'll send them a notification to input their information.
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Credit Union Membership Information: You do not need to be a member to start the application, but the borrower must be a member of the credit union before you can receive funding. Visit the Vida Federal Credit Union website for membership information.
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Questions: For more questions and answers about our line of credit, check out our Frequently Asked Questions. If you need assistance completing your application, feel free to give us a call at 844-649-2757 24 hours a day, 7 days a week.
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